Georgia Court Of Appeals Upholds Mirror Image Acceptance Rule At Insurers’ Peril
The Court of Appeals of Georgia recently issued its opinion in Pierce v. Banks, No. A23A0394 (Ga. Ct. App. Jun. 28, 2023), addressing the limits of the mirror image acceptance rule for time-limited settlement demands. Background Pierce arises out of a simple motor vehicle accident. Prior to filing suit, the plaintiff issued a time-limited demand, which Georgia often refers to as a "Holt Demand" or "9-11-67.1 demand," to the defendants' insurer offering to settle the claim in exchange for [...]